SAME DAY SR-22
SAME DAY DMV SR-22 CERTIFICATE
Can't catch a break? Need your license back but DMV is asking for an SR-22. We Got you covered! We offer Non-Owners insurance and Vehicle insurance with an SR 22 included.
Reinstate Your License Today
Get your license back! Quote today and print out your certificate online. Have one of our agents review your License Status today for free.
What is an SR-22?
An SR-22 is usually considered a certificate of insurance that proves that one is claiming future financial responsibility. It is enforced by most DMV offices for "high-risk," insurance policies, for motorist that has either been:
Convicted of a DUI/DWI ( Driving under the influence) / (Driving While Intoxicated).
Failed to maintain auto insurance.
Restricted or no license.
Failed to have auto insurance when an accident occurred + deaths or injuries have occurred.
Safety Responsibility suspensions, meaning serious driving violations, such as no insurance, reckless driving.
- It is possible to get a restricted license with obtaining SR22 Insurance and have it filed with the DMV. Check with your local DMV to see if you are eligible for a restricted license.
Before an individual can file for an SR-22 and before they can have their driving privileges reinstated, they must be covered by the minimum liability auto insurance. An individual will have to meet or call an Auto Insurance Company in order for the filing to be given to the DMV, stating that the motorist has met the state of California's minimum requirement or auto insurance. The SR-22 document will ensure the DMV, that the motorist will be financially responsible for their driving. The following steps are how to file for an SR-22:
Contact a DMV authorized auto insurance agency/broker office to request a filing.
Pay the correct processing fee to the agency and request a QUOTE from the insurance agency.
In the State of California, the minimal amount of coverage for 1 accident is approximately $15,000 for 1 individual killed and/or injured, $30,000 for 2 or more individuals killed and/or injured + $5,000 for property damages.
Once the request form is received by the agent, the central office delivers it to the DMV, where it should be obtained within 30 days
If the request is authorized, the motorist will acquire their SR-22 from the auto insurance agency and a letter from the Department of Motor Vehicles (DMV)
The individual must keep the SR-22 Status for 3 years (36 months)+ (Do not need to refile each year), and if they fail to do so, they will have their driving record suspended and will have it suspended until their insurance is once again valid and reinstated.
The State of California offers different types of SR-22 forms:
1.The Operator Policy/ Non-owner SR22- for individuals that do not own a vehicle.
2.The Owner Policy- for individuals that own the vehicle.
3.The Broad Policy- for the individual that owns and/or doesn't own multiple vehicles.
What does an SR-22 cover?
An SR-22 usually covers property damages and any liability that occurs in an accident if the motorist was involved. It covers the motorist liability to the other individuals that were involved in the accident. This means that the SR-22 protects the ones those other individuals that were involved in a collision with the motorist.