Motorcycle accidents are not necessarily more common than other vehicle accidents, but they can get a lot of worse and nobody would like to think of an accident at all but it is important to protect yourself and your investment on the motorcycle, because we get it, motorcycles are a great hobby and even when people think of it as a risk, it is also something a lot of people like. The state of California requires all riders to get an insurance policy for the motorcycle. We have great motorcycle insurance deals, we have the best prices and carriers. Motorcycle insurance protects owners from incurring major costs that could be financially devastating. Motorcycle riders in California must have bodily injury coverage of at least $15,000 per person and $30,000 per accident, and property damage coverage of $5,000 (15/30/5). These limits apply to private passenger vehicles driven on public roadways (not ATV s or dirt bikes), but some vehicles are excluded. You should be aware that motorcycle insurance is usually pricier than auto insurance because the risks covered by the insurer are higher. The cost of the policy depends on age, gender, zip code, make and the type of motorcycle.
There are a variety of coverages to choose from, in addition to the mandatory minimum, should you choose to purchase insurance, listed above. In addition, you could increase the limits (which is strongly suggested), as well as add the following:
Collision helps pay for repairs to your motorcycle if damage caused by an accident.
Comprehensive helps pay for repairs or to replace your bike if stolen, vandalized or damaged in some other way besides a collision. This could include fire damage, flood, falling objects, wind or collision with an animal.
Customized parts and equipment is an option with some motorcycle insurance policies.
Roadside assistance which can include towing and other basic emergency services.
Most people who own motorcycles are passionate about their bikes. If you have made a significant investment in your bike, a customized motorcycle policy can help you restore it and keep you on the road. If you simply have a bike to tool around town on, motorcycle coverage is still a critical protection for your finances as you do not have to have a nice bike to cause injury or damage to another's property.
The minimum legal coverage is rarely enough to offset real-world risks. The best motorcycle insurance can be tailored to fit both the bike itself and the risks that come with the way it’s used. Finally, you’re never too old or too experienced to learn how to become a better rider, and taking a safety course is one of the best ways to save money on your insurance premium.
Give us call and let us help you find the motorcycle insurance policy at the best price.
1310 Chamberlain Ave.
Bakersfield, CA 93305
1420 High St.
Delano, CA 932151
497 E. Center Ave. Suite A
Earlimart, CA 93219
802 Navajo Rd. Suite D
Perris, CA 92570
2560 Perris Blvd. Suite J2
Perris, CA 92571
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Wasco, CA 93280
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