Truck Insurance


Commercial truck insurance is essential coverage for a small business or an owner-operator offering trucking services. Geared primarily toward larger companies, insurance can be a costly item for a firm that owns only one or two trucks. The options available differ according to the type of truck, the goods carried, the risks incurred and the number of years’ experience the driver has. The insurance package you choose for your business will likely include several different types of coverage, and understanding how these work will help you identify the options you need.

Types of Commercial Truck Insurance

The category of commercial trucks involves several types of large vehicles, including:

  • Semis (tractor-trailers or 18-wheelers)

  • Dump trucks

  • Garbage trucks

  • Car haulers and auto trailers

  • Tow trucks

  • Flatbed trucks

  • Tank trucks

  • Box trucks

What Does Commercial Truck Insurance Cover?

Like many auto insurance policies, commercial truck insurance comes with several types of coverage, each of which is specifically designed to protect your business and your personal assets from catastrophic loss. The coverage you need may include:

Commercial truck liability insurance:

  • Covers your liability risks in the event that you or one of your employed drivers causes an accident. Your commercial truck liability will include bodily injury liability to cover the costs of injuries and medical expenses for the injured party, and property damage liability to cover the costs of property damage in an accident. Your commercial truck liability insurance will typically also cover the costs of legal defense, whether or not your company is found to be at fault in an accident​

Physical damage coverage:

  • Covers the costs of damage to your vehicle from an accident or other incident. This coverage includes both collision coverage to pay for damage from a crash as well as comprehensive coverage to pay for damage from theft, vandalism and "other than collision” causes.

* In addition to these types of coverage, you will have many other options as you structure your policy to cover your specific concerns. For example, if your employees sometimes need to drive their own vehicles in the course of business, you may want a non-owned vehicles policy. This coverage will protect you and your drivers from the costs associated with accidents that occur during business hours when an employee is driving a vehicle that your company does not own.

Auto International Insurance is here to offer you the greatest deals, you might already know that our mission is to get you the most affordable and suitable insurance.

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You can also visit us in any of our offices:

Bakersfield.

1310 Chamberline Ave.

Suite A

Bakersfield, CA 93305

Delano.

1420 High St.

Suite E

Delano, CA 932151

Earlimart.

497 E. Center Ave. Suite A

Earlimart, CA 93219

Perris.

802 Navajo Rd. Suite D

Perris, CA 92570

2560 Perris Blvd. Suite J2

Perris, CA 92571

Wasco

917 7th St.

Wasco, CA 93280


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PERRIS

802 Navajo Rd #B

Perris, CA 92570

(951)200-4455

Delano

1420 High St #E

Delano, CA 93215

(661)270-2500

Mercado Latino

Bakersfield

1310 Chamberlain Ave #A 

Bakersfield, CA 93305

(661)270-2500

Wasco

917 7th St

Wasco, CA 93280

(661)877-4343

Earlimart
497 E Center Ave 
Earlimart, CA 93219
(661)849-2000

 

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Auto  International Insurance Agency Inc is licensed by the state of California OL License Number #80629. Auto International Insurance Agency Inc. is not owned and operated by any government agency. Tito Placas Is Trademarked.  We are not the Department of Motor Vehicle (DMV)