Insurance for teen drivers.


A policy with a teen driver can raise the price of it but we will show you to control the way it climbs.

There is a reason why insuring teenagers is pricier: First of all, they do not have much experience driving and it could be dangerous for them and others to be on the road. They are more likely to get tickets and accidents.

So, you might be wondering, what is the cheapest way to insure a teenager? It is necessary for you to add them as drivers on your policy or to get insurance for their cars. Usually, the carriers will require that all licensed family members are included in the policy, even if they don't drive your car.

The only way to avoid paying the premium for a teenage driver on your own car is a named exclusion. Through an endorsement to your policy, you and your insurer agree that the driver is not covered. Any claim caused by that driver isn't covered, either. All California drivers are required to have auto insurance at the minimum levels of $15,000 per person for bodily injury, $30,000 per accident for bodily injury and $5,000 for property damage (15/30/5). Insurance companies in California determine rates based on factors such as your driving record, how long you’ve been a licensed driver, how much you drive, where you live and what you drive.

In general, a minor cannot own property or sign contracts, such as an insurance agreement, without a parent's consent and signature. It is almost always cheaper to add teenagers to an existing policy than to exclude them, and then buy an additional car and insure it.

Tips:

-Go high on deductibles. It is always generally recommended to go high on deductibles because the higher you go on deductibles, the more it helps to lower the policy's price.

-Share vehicles. How you classify your new teen driver—as the main or an occasional driver of one vehicle, for example, will affect auto insurance premiums, so consider sharing vehicles.

-Choose safer cars. It is always recommended to avoid risky cars such as SUV's because they are a little bit more complex to drive and more likely to crash or roll-over and sports cars because they might encourage speeding. According to general experience, mid-sized sedans are the most suitable cars for teenagers.

-Be involved. Always make sure your teenager knows all transit laws, that their attention is always road-focused. Making sure they sleep at least 8 hours is also very important even more when it comes to driving.

-Ask for discounts. Many insurers offer discounts for students with a “B” or higher grade average and for teens who complete driver education or defensive driving courses.

-Lots of practice. That way you will make sure if your teenager is actually ready to be on the road. Teach them not to text and drive, educate them about driving laws.

Auto International Insurance is here to offer you the greatest deals, you might already know that our mission is to get you the most affordable and suitable insurance.

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You can also visit us in any of our offices:

Bakersfield.

1310 Chamberline Ave.

Suite A

Bakersfield, CA 93305

Delano.

1420 High St.

Suite E

Delano, CA 932151

Earlimart.

497 E. Center Ave. Suite A

Earlimart, CA 93219

Perris.

802 Navajo Rd. Suite D

Perris, CA 92570

2560 Perris Blvd. Suite J2

Perris, CA 92571

Wasco

917 7th St.

Wasco, CA 93280


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PERRIS

802 Navajo Rd #B

Perris, CA 92570

(951)200-4455

Delano

1420 High St #E

Delano, CA 93215

(661)270-2500

Mercado Latino

Bakersfield

1310 Chamberlain Ave #A 

Bakersfield, CA 93305

(661)270-2500

Wasco

917 7th St

Wasco, CA 93280

(661)877-4343

Earlimart
497 E Center Ave 
Earlimart, CA 93219
(661)849-2000

 

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Auto  International Insurance Agency Inc is licensed by the state of California OL License Number #80629. Auto International Insurance Agency Inc. is not owned and operated by any government agency. Tito Placas Is Trademarked.  We are not the Department of Motor Vehicle (DMV)